Purchase Now, Pay Over Time
1
See if you pre-qualify for Citi Pay® Credit with no impact to your credit score.
2
If you pre-qualify, accept your offer by completing the application. Application approval is subject to final review.
3
If you don’t pre-qualify for Citi Pay® Credit, we will see if you qualify for offers from other financial providers.
Sample Citi Pay® Credit payment options for $1,501.45
Promo Purchase Amount$1,501.45
Promo Period12 months
Suggested Monthly Payments$125.12
Important Information
Promotional Disclosure
This Deferred Interest Plan purchase is subject to the following promotional terms: you will not be charged any interest on the amount of the purchase if that amount is paid in full within 12 months.
If the amount of the purchase is not paid in full by the end of the promotional period, interest charges will be imposed from the purchase date at the purchase rate on your account, which is 33.24% APR. This APR is as of 05/12/2025 and will vary with the market based on the Prime Rate.
Your Card Agreement, this Promotional Disclosure and applicable law govern the terms of this Deferred Interest Plan purchase.
The suggested monthly payment stated is an estimate based on listed purchase amount divided by the number of months in the promotional period. It excludes sales tax, is rounded to the next highest cent and does not include additional payments that may be required for an existing balance or future purchases. In order to pay your promotional balance by the end of the period you may have to make a payment each month that is higher than your required minimum payment.
Promotional Disclosure
This Deferred Interest Plan purchase is subject to the following promotional terms: you will not be charged any interest on the amount of the purchase if that amount is paid in full within 12 months.
If the amount of the purchase is not paid in full by the end of the promotional period, interest charges will be imposed from the purchase date at the purchase rate on your account, which is 33.24% APR. This APR is as of 05/12/2025 and will vary with the market based on the Prime Rate.
Your Card Agreement, this Promotional Disclosure and applicable law govern the terms of this Deferred Interest Plan purchase.
The suggested monthly payment stated is an estimate based on listed purchase amount divided by the number of months in the promotional period. It excludes sales tax, is rounded to the next highest cent and does not include additional payments that may be required for an existing balance or future purchases. In order to pay your promotional balance by the end of the period you may have to make a payment each month that is higher than your required minimum payment.
*Subject to credit approval. Offer valid for Citi Pay accounts in good standing. No interest if paid in full within the promotional period. Interest will be charged to your account if the purchase balance is not paid in full within the promotional period. Note that Citi Pay® Credit is a consumer product for personal use only.